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Penn Mutual’s Errors and Omissions (E&O) program

Penn Mutual’s E&O program provides a complete package of coverage that will leave you, your business and your clients feeling safe and covered. It includes everything from hard-to-find high coverage amounts and increased cyber security coverage to complete coverage on all approved Penn Mutual/HTK policies and direct appointments with outside carriers. Enrollment ends July 31.*

2024 Enrollment Now Open

A single unforeseen event is all it takes to harm your business/reputation if you’re not protected.

A financial professional presents an annuity product to a client and explains there is a surrender charge if the client decides to cash out their policy.

Years later, the client claims they were not informed of the charge and were duped into purchasing the annuity – ultimately, threatening legal action.

A well-constructed phishing email entices a financial professional to wire funds to a fraudulent account.

Quickly realizing what happened, the financial professional tries to fix their mistake, but is unable to recover the money. Legally, they are responsible for replacing the funds.

A financial professional’s car is broken into and their work laptop is stolen.

Since the laptop contains their clients’ personal information, the financial professional is legally obligated to pay for identity and credit protection for all affected clients.

Contact Us

info@Calsurance.com

Call Us

866-893-1097

Quick links

2024-2025:

  • Frequently Asked Questions

    What to do in the Event of a Claim

    Exclusions

    Is Life Agent Coverage Right for Me?

    Outline of Coverage

    Specimen Policy

Quicklinks


2024-2025:

  • Frequently Asked Questions

    What to do in the Event of a Claim

    Exclusions

    Is Life Agent Coverage Right for Me?

    Outline of Coverage

    Specimen Policy

Notices

*Mandatory enrollment applies to non-NY financial professionals who are full-time with Penn Mutual or HTK-affiliated.

Contact

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